A credit union is a not-for-profit financial cooperative whose main purpose is to satisfy the financial needs of its members. Unlike other financial institutions that earn high profits for a limited number of stock-holders, credit unions are “member owned” and operated. Our excess earnings are returned to our members as lower loan rates and higher savings yield, as well as low (or no) fees. We invite you to experience the difference and join our very special financial family.

OUR MISSION IS SIMPLE AND TIMELESS
To provide excellent, friendly, personal, quality financial services to our membership, while striving to promote savings, provide affordable lending, and safeguard our members’ assets.

CrossRoads Community FCU membership is open to all individuals who either live, work, worship, volunteer, or attend school in the following communities we service:
AMHERST, BLASDELL, BUFFALO, CHEEKTOWAGA, CLARENCE, DEPEW, EAST AURORA, ELMA, GRAND ISLAND, HAMBURG, KENMORE, LACKAWANNA, LANCASTER, ORCHARD PARK, TONAWANDA, WEST SENECA, and WILLIAMSVILLE, New York.

Membership is also available to Businesses and other legal entities located in our "Community." Offer all the Benefits and Services of our Credit Union to your employees.

Also included for membership are members of your immediate family or household.

"ONCE A MEMBER, ALWAYS A MEMBER"

About CCFCU
Since 1939, we have enjoyed a solid reputation for making our members number one and providing the best financial value possible. We began as Westinghouse Buffalo Divisions Federal Credit Union, serving the employees of Westinghouse Electric Company.
Over the years, we added over 100 member groups and organizations, growing to serve over 5,600 members. In 2006, we began a new era by obtaining a community-based charter that enables anyone who lives, works, worships, goes to school or volunteers in; and businesses located in; Amherst, East Aurora, Cheektowaga, Elma, Lancaster, Orchard Park, Williamsville, and West Seneca, New York to join. We also adopted a new name that reflects our increased focus on serving this whole community...
 
CrossRoads Community Federal Credit Union
While we continue to put our members first, these changes have allowed us to truly become a community-based credit union, further strengthening our financial position and allowing more people to become eligible for membership. They also ensure the long-term stability and soundness of the credit union. As we continue to grow, we will be able to provide all the financial products and services you need, while maintaining the traditional values that credit unions represent.

Mission Statement
Our mission is to become the financial provider of choice by offering the highest standard of service to our members, providing excellent, friendly, personal quality financial services, while striving to promote savings, affordable lending, and safeguarding our members’ assets.

Our Commitment to our Members
As a member-owned, not-for-profit financial cooperative, CrossRoads Community Federal Credit Union is committed to our members. We will uphold our fundamental responsibility to actively serve people within our field of membership and, as appropriate, the communities in which they live.

We will treat all members with respect and dignity and we will offer honest, fair deals to all members at all times. We will deliver a range of low-cost products and services which meet the diverse economic and social needs of our members and potential members. We will look for better ways to reach out to the unserved and under-served in our field of membership. And we will continually, in all facets of operations, demonstrate the value of membership in CrossRoads Community Federal Credit Union.

Our credit union principles of "Not for Profit, Not for Charity, but for Service" and our philosophy of "People Helping People." We've designed our credit union to be "Built For One Goal~Yours". These statements represent good business practices that ensure the financial strength of our credit union on behalf of our members.

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©2013 CrossRoads Community Federal Credit Union. All Rights Reserved.
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CrossRoads Community FCU. MLO#538129