CrossRoads Community FCU offers vehicle loans for new and used cars, trucks, vans, boats, motorcycles, snowmobiles, campers, recreational vehicles, mobile homes, and home equity loans. We also offer a variety of mortgage programs that will help you lower your costs and make your monthly payments more affordable. Choose an adjustable or fixed rate loan — whatever best meets your individual needs.

Whether you're planning to buy a new car, make improvements to your home, or consolidate your debts, you can count on CrossRoads Community FCU to provide low-cost credit solutions that meet your every need. Check out our current rates,  then use the convenient payment calculator to determine just what your payments will be.

In addition, our Christmas Club accounts are offered in November of each year with a variety of deposit options.

To apply, simply download, print, and complete the application. You can either mail your application to the credit union at the address listed below, or your application can be faxed to us at (716) 896-8086. CCFCU members can apply through NetBranch OnLine Banking by clicking here.

CrossRoads Community FCU
3031 William Street, Cheektowaga, NY 14227

CrossRoads Community FCU
971 Kenmore Avenue, Kenmore, NY 14217

Please complete all applicable information or application may be delayed. All applications are subject to approval and we may require additional information from you to further evaluate your request.

Important information about procedures for opening a new account in regards to the USA Patriot Act 2001: To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.


ATM Card Application

Mobile Remote Deposit Capture Application

Master Debit Card Application

Consumer Loan Application

Rate Discount Acceptance Form

Master Card Application

Credit Card Balance Transfer Form

Mortgage Application Pre-Qualification Worksheet

Christmas Club Application

Change of Address Form

Home Equity Application

Home Equity Loan Checklist

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National Mortgage Licensing System & Registry
CrossRoads Community FCU. MLO#538129