Share Dividend Rates and Annual Percentage Yield, Effective 6/30/17

PRODUCT
TYPE
DIVIDEND
RATE
APY MINIMUM
BALANCE
TO OPEN
MINIMUM AVERAGE
DAILY BALANCE
TO EARN APY

Share Account
Balances*
$25.00 - $9,999.99
$10,000.00+


.20%
.20%


.20%
.20%
$25.00 $200.00

Money Market
Share Account
 Balances*
$2,500.00 - $9,999.99
$10,000.00 - $49,999.99
$50,000.00+



.20%
.30%
.40%



.20%
.30%
.40%
$2,500.00 $2,500.00

Share Draft and Business Draft Account*
.00% .00% $0.00 $0.00

IRA Account* .50% .50% $50.00 $50.00

Christmas Clubs .00% .00% $5.00 N/A

* Fees may reduce earnings on the account, and rates may change after account is open.
Rates effective as of the quarter ended 6/30/2017.
Term Share Certificate Dividend Rates $ Annual Percentage Yield, Effective 6/30/17

TERM DIVIDEND RATE APY MINIMUM TO OPEN

6 Months .65% .65% $1000.00

9 Months .70% .70% $1000.00

12 Months .95% .95% $1000.00

18 Months 1.00% 1.00% $1000.00

24 Months 1.10% 1.11% $1000.00

36 Months 1.30% 1.31% $1000.00

48 Months 1.40% 1.41% $1000.00

60 Months 1.70% 1.71% $1000.00

*Certificate rates may change daily due to market conditions.
Call the credit union for current rates
Click Here for "What's New, Our Current Loan Promotions
or Rate Specials"


CCFCU Normal Loan Rates* as of 6/30/17

Product Type APR**

New Auto 2.49%

Used Auto 3.79%

Share Secured 1.65%

Partially Secured 5.45%

Unsecured 5.69%

New Recreational / Mobile Home 4.69%

Used Recreational / Mobile Home 5.45%

Mini Home Equity Loan 3.69%

Home Equity Loan 5.69%

Home Equity Line Of Credit WSJ Prime Rate 4.25%

MasterCard® 9.90%

* Loan rates reflect the lowest rate available on approved credit as determined by the credit-worthiness of each applicant. Stated interest rates represent the rates on 6/30/17 and are subject to change without notice. Other rates and terms may apply. Current CrossRoads Community FCU loans are not eligible for rate refinancing.
**APR - Annual Percentage Rate

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