When you have a MasterCard credit card from CrossRoads Community Federal Credit Union, you’ll find that it’s the only card you need. Use your card for all of your shopping and travel needs. Use your CCFCU MasterCard at millions of locations.
Choose the card that best meets your needs and make the switch to CCFCU today!

CrossRoads Community FCU MasterCard
EMV chip embedded security
A 9.90% APR*
No annual card fee
ATM access worldwide
25-day grace period
Low monthly payments
No balance transfer fee
Travel accident insurance
Extended warranty
Emergency services
*APR=Annual Percentage Rate

Transfer Existing Balances
We make it easy for you to transfer existing credit card balances from other financial institutions and department stores. Many of these cards could be charging you up to 24%! When your CCFCU MasterCard is approved, we’ll pay off those balances with a monetary entry from your new CCFCU MasterCard.

Report a Card Lost or Stolen Credit Card
To Report a Lost or Stolen MasterCard: 1-800-449-7728

Pay your Credit Card
Now Available – MasterCard Pay by Phone*! Call 1-855-556-1969
Now you can make your payment anytime, day or night, even on the day it's due!
You will be asked for the following information:
ABA # (transit / routing)
Checking Account #
Check #
Any payment amount is allowed and there is no per day limit.
*A $10.00 payment transaction fee will be charged.

Protect your Credit Card

To enjoy greater Internet shopping security with your CrossRoads Community MasterCard - you must first register with MasterCard SecureCode™.
Registration is available by clicking here

Access your MasterCard Account 24/7
With Access Point! To use this great new service simply log in from the MasterCard Log-In link above, or through our NetBranch Online Banking link, click on “Services” on the menu bar,  then click  “CCFCU Credit Card”. From here you will automatically have secure access to all of your CCFCU credit card information.

Blocked Countries for MasterCard Credit Card Use
The following countries are blocked for MasterCard credit card use:

MasterCard Guide to Benefits for Credit Cardholders
View or Download by clicking here

Great News! We have created and updated our new MasterCard site which provides you with quick and easy-to-use features to access your credit card information.

In order to take advantage of the changes, you will need to register the first time you access our new site.

It's easy! Simply enter your credit card number in the New User box and follow the steps to create your account. Please contact the number on the back of your card if you have any questions. If you previously were receiving electronic statements (eStatements) and would like to continue — YOU MUST RE-ENROLL

When you enroll in eStatements, you get the convenience of online access to your statements, reduce the opportunity to become a victim of identity theft from mail fraud, eliminate the shredding or filing of paper statements, and help the environment!

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