What matters to YOU when choosing where to bank?
Banks
Traditional Brick and Mortar
Credit Unions
Member-owned financial cooperatives
Fintechs
Digital-only money movers
Were established to make profits for big corporations and stockholders.
YES
NO
Profits returned to members as dividends!
YES
Offer on-the-go access to your money with mobile banking app, online banking, and large no-fee ATM network.
YES
YES
YES
Have easy access to human beings instead of endless phone prompts.
NO
What was your longest wait time?
YES
NO
Seriously – how many buttons do you have to push to talk to a person?
Are committed to communities they serve where money stays local.
NO
YES
NO
Charge high fees designed to generate revenue.
YES
NO
Most fees just cover costs
YES
Offer the full range of banking products and services you need.
YES
YES
YES
Require high minimum balances or charge high monthly maintenance fees.
YES
NO
YES
Can walk into a branch for help.
MAYBE
Some national banks don’t have local branches
YES
NO
If you’ve decided you want what banking should be with a credit union, try ours. Learn more about joining us at crcfcu.com/better-banking
716-896-8084
3031 William St.
Cheektowaga, NY 14227
