What matters to YOU when choosing where to bank?

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Graphic of women considering money, time and quality of service
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Banks

Traditional Brick and Mortar

Illustration of a group of young people

Credit Unions

Member-owned financial cooperatives

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Fintechs

Digital-only money movers

Were established to make profits for big corporations and stockholders.

YES

NO

Profits returned to members as dividends!

YES

Offer on-the-go access to your money with mobile banking app, online banking, and large no-fee ATM network.

YES

YES

YES

Have easy access to human beings instead of endless phone prompts.

NO

What was your longest wait time?

YES

NO

Seriously – how many buttons do you have to push to talk to a person?

Are committed to communities they serve where money stays local.

NO

YES

NO

Charge high fees designed to generate revenue.

YES

NO

Most fees just cover costs

YES

Offer the full range of banking products and services you need.

YES

YES

YES

Require high minimum balances or charge high monthly maintenance fees.

YES

NO

YES

Can walk into a branch for help.

MAYBE

Some national banks don’t have local branches

YES

NO

If you’ve decided you want what banking should be with a credit union, try ours. Learn more about joining us at crcfcu.com/better-banking

716-896-8084
3031 William St.
Cheektowaga, NY 14227

[email protected]

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