Share Savings Account

This is our all-purpose savings account, and with a minimum opening deposit of just $25, it is the beginning of your relationship with us. When you open a Share Savings Account, you become a member, not a customer.

Christmas Club Savings Account

Make the Holidays easier on yourself. Decide how much you want transferred from your credit union share savings or checking account every Friday – or you can make deposits directly anytime in person or by mail. Christmas Club account balances will be transferred to your regular share savings account the last week of October. Christmas Club accounts may be opened only from November to February.


Arrange for a portion of your paycheck, Social Security, VA Benefits or other income to be deposited directly into a dedicated credit union savings account.

Additional Savings Accounts

LIFE HAPPENS. Sometimes we plan for it – like a wedding or a vacation. Other times, life takes us by surprise – like an expensive car repair or a broken water heater. Open dedicated savings accounts for the expected and the unexpected. You can transfer funds from another credit union account, make deposits in person, by mail, through Online Banking, our mobile app, or set up direct deposit for effortless saving.

Money Market Share Savings Account

A CrossRoads Community Money Market Share Savings Account is a tiered dividend-bearing account that typically pays a higher dividend rate than our regular Share Savings Account. A credit union Money Market Account requires a higher minimum balance ($2,500) than our Share Savings account. Money Market accounts are insured by National Credit Union Share Insurance Fund (NCUSIF) and backed by full faith and credit of the United States Government the National Credit Union Administration.

Savings with a Purpose

Term share accounts are a time-based way to set aside funds while earning higher interest rates than a standard savings account. Rather than gradually saving money, with a term share account you “park” a specific amount of money for a specific amount of time with the credit union. You decide the term, from 6 to 60 months. Low minimum opening deposits and competitive yields make term share accounts a great financial option for the short and long-term savers.

Individual Retirement Accounts (IRAs)

IRAs are personal savings accounts that have certain tax advantages. Contributions and/or distributions may be tax-free. Selecting the right IRA can help set you up for smooth sailing into your retirement.