Zelle® is a personal payment service that makes sending money from your credit union account as easy as sending an email or text message. Go to your CrossRoads Community FCU mobile app and sign up. For more information, please contact us here at the credit union.

Zelle Logo payment service


For CrossRoads Community members enrolled in Online Banking, it’s like having a branch at your fingertips 24/7. Through Online Banking, you can check account balances, transfer funds between credit union accounts, pay bills, view statements, review transactions, apply for loans, connect to Credit Sense, sign up for electronic statements, schedule email notifications, and much, much more.

Online Bill Pay

This free feature of Online Banking allows credit union members to schedule one-time and recurring payments from your credit union account. View and manage paying bills from one site. No need to write and mail checks or go to individual sites to pay a bill.

Additional Online Bill Pay Fee-based Services

Mobile Banking

With our mobile banking app, you can view account balances and transactions, transfer funds between credit union accounts, pay bills and more. Download our mobile banking app for a secure, convenient way to access your credit union accounts anytime, anywhere, using your smart device. You’ll thank us later!


Remote Check Deposit

After downloading the CrossRoads Community mobile banking app, you can make deposits to your CrossRoads account by taking pictures of your checks with any smart device. It’s free, convenient, simple and secure. Sign/endorse (your name) on the back of the check and write: For mobile deposit only, member number and, if applicable, check the box for mobile deposit.

Snap a picture of the front and back of your endorsed check, choose the account where you want the funds deposited, click submit and you’re done!

Credit Sense

Credit Sense is a free service that can help you manage your credit so when it comes time to borrow for a big-ticket purchase—like buying a home, car or paying for college—you have a clear picture of your credit health and can qualify for the lowest possible interest rate. You’ll also see offers on how you can save money on new and existing loans with CrossRoads Community FCU. Credit Sense also provides credit monitoring and credit alerts.


Notary Public

Money Orders

Discount Entertainment Tickets

Regal Cinemas, Dipson Theaters
and Six Flags Darien Lake

Teller-assisted Bank-by-Phone


Secure Night Deposit Box

At our Cheektowaga branch
(located on the front of the building)

THANK A VET Discount Program

CrossRoads Community FCU proudly participates in Erie County’s THANK A VET Discount Program which honors our local veterans and drives commerce to hundreds of area businesses. The program enables our credit union to say “Thank You” to veterans in a meaningful way.

Veterans enrolled in the program are invited to take advantage of special offers from the credit union including:

To take advantage of our THANK A VET Discount Program, please call the credit union at 716-896-8084.

The credit union will be closed
Thursday, July 4, 2024
for Independence Day

Happy Birthday America!