Bank to Bank Transfers

Two 3d bank illustrations with arrows connected pointing to each bank representing bank to bank transfers

Have you ever just wished you could easily transfer funds back and forth between your financial institutions without having to run all over town from branch to branch?  Now you can with our convenient service – Bank to Bank Transfers!

Why you will love Bank to Bank Transfers
Convenient – No more extra running around between financial institutions.
Secure – Make the transfer(s) through your Online Banking.

How does it work?

  • Login to your Online Banking either through your desktop, tablet or mobile app.
  • Click on the Transfer Tab then choose the External Account Transfer link
screen shot Transfer Money window of CrossRoads Community FCU APP
  • Enter the Account Number & Routing Number of your external financial institution
screen shot of routing and account numbers

Commonly Asked Questions:

How long do external Account transfers take to complete?
Once the trial deposit(s) are verified, most transfers submitted by you should be completed in a few business days, if not sooner.

Is there a Fee for this Service?
Yes, for the funds being transferred out of the Credit Union, there is a $2.00 fee.
For funds being deposited to the Credit Union, there is not a fee.

Can I have more than one external financial institution set up?
You may set up a maximum of five different financial institutions.

Do I have to set up my external financial institution every time I need to make a transfer?
No, a one time set up (per financial institution) is all that is needed.

Are there any accounts that I am limited to transfer from?
Excluded accounts would be a Christmas Club; IRA and Term Share Certificates.

Is there a maximum dollar amount?
The maximum amount weekly is $5,000 and $10,000 monthly.

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