Bank to Bank Transfers

Two 3d bank illustrations with arrows connected pointing to each bank representing bank to bank transfers

Have you ever just wished you could easily transfer funds back and forth between your financial institutions without having to run all over town from branch to branch?  Now you can with our convenient service – Bank to Bank Transfers!

Why you will love Bank to Bank Transfers
Convenient – No more extra running around between financial institutions.
Secure – Make the transfer(s) through your Online Banking.

How does it work?

  • Login to your Online Banking either through your desktop, tablet or mobile app.
  • Click on the Transfer Tab then choose the External Account Transfer link
screen shot Transfer Money window of CrossRoads Community FCU APP
  • Enter the Account Number & Routing Number of your external financial institution
screen shot of routing and account numbers

Commonly Asked Questions:

How long do external Account transfers take to complete?
Once the trial deposit(s) are verified, most transfers submitted by you should be completed in a few business days, if not sooner.

Is there a Fee for this Service?
Yes, for the funds being transferred out of the Credit Union, there is a $2.00 fee.
For funds being deposited to the Credit Union, there is not a fee.

Can I have more than one external financial institution set up?
You may set up a maximum of five different financial institutions.

Do I have to set up my external financial institution every time I need to make a transfer?
No, a one time set up (per financial institution) is all that is needed.

Are there any accounts that I am limited to transfer from?
Excluded accounts would be a Christmas Club; IRA and Term Share Certificates.

Is there a maximum dollar amount?
The maximum amount weekly is $5,000 and $10,000 monthly.

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External Link Disclosure

Holiday Hours

Closed columbus day
October 13, 2025

holiday hours

Closed
January 19, 2026
Martin Luther King Jr Day

 You can access your credit union accounts through On-line Banking, Bank-by-Phone and our Mobile App.

In observance of Independence Day

Crossroads will be closed
Friday, July 3rd and
Saturday, July 4th

lobby closure notice

The credit union will be CLOSED Saturday,
July 26, 2025

HOLIDAY HOURS

Tuesday,
December 24, 2024
Close at noon

Wednesday,
December 25, 2024
Closed

LOBBY CLOSURE

SATURDAY
JULY 26, 2025

Our credit union is sponsoring the Cheektowaga Polish American Arts Festival.

Visit our booth

7/26 & 7/27 from 12pm-5pm.

IMMEDIATE OPENING FOR A FULL-TIME TELLER

  • 38.50 hours/week (some Saturdays required)
  • Must have experience handling cash.
  • Customer service background a plus.
  • Prior banking experience helpful.
  • Competitive benefits and 13 paid holidays.
  • Friendly, professional work environment.

SUBMIT YOUR RESUME TO:
[email protected]