Debit Card Round Up

3d dollar sign with lasso and crossroads community fcu debit card for debit card round up

Need to save more money without even thinking about it? Now you can, with our Debit Card Round Up service to help you build up your savings.

How does the Round Up Savings Work?
Round Up Savings Program gives you the power to save money by rounding each of your Debit Card transactions to the nearest whole dollar amount. The difference is transferred from your Checking Account to your Savings Account.

For example, if you purchase a coffee for $2.70 with your Debit Card, our system rounds up the purchase to $3.00 and sends the extra $0.30 to your Savings Account. When your purchase amount is a whole dollar amount, the system rounds up the amount by $1.00.

Common Questions:
What type of account would I need for this Program?
A Checking Account with Debit Card would be required.

Can I choose what Savings Account the Round Up $s go to?
Yes, you can choose your regular savings, a sub share savings, or a money market at the credit union under the same member number as your Checking Account. Exclusions to the Round Up Program transfer would be an IRA, Term Share Certificates, or escrow account.

What type of transactions are included in the Round Up Savings Program?
All Debit Card transactions made from your Checking Account will be rounded up. Cash withdrawals from the ATM are excluded.

How do I get started?
It’s easy, to enroll in this program contact us at (716) 896-8084 or [email protected] to start saving today!

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