RATES

SHARE DIVIDEND RATES AND ANNUAL PERCENTAGE YIELD

EFFECTIVE 6/30/24

PRODUCT TYPEDIVIDEND RATEAPYMINIMUM BALANCE
TO OPEN
MINIMUM AVERAGE
DAILY BALANCE
TO EARN APY
Share Account Balances*
$25.00 – $9,999.99
$10,000.00+

1.25%
1.25%

1.25%
1.25%

$25

$200
Money Market Share Account Balances*
$2,500.00 – $9,999.99
$10,000.00 – $49,999.99
$50,000.00+

1.35%
1.45%
1.55%

1.35%
1.45%
1.55%


$2500


$2500
Share Draft and Business Draft Account*.00%.00%$0$0
IRA Account* 1.25%1.25% $50 $50
Christmas Clubs .00% .00% $5N/A

*Fees may reduce earnings on the account, and rates may change after account is open.
Rates effective as of the quarter ended 6/30/2024.


TERM SHARE CERTIFICATE DIVIDEND RATES**
ANNUAL PERCENTAGE YIELD

EFFECTIVE 8/26/24

TERMDIVIDEND RATEAPYMINIMUM
TO OPEN
6 Months4.25%4.32%$1000
9 Months4.15% 4.22% $1000
12 Months 4.05% 4.12% $1000
18 Months3.65% 3.70% $1000
24 Months 3.70% 3.75% $1000
36 Months3.65%3.70%$1000
48 Months3.40%3.44%$1000
60 Months 3.30% 3.34%$1000

**Certificate rates may change daily due to market conditions. Call the credit union for current rates


 

LOAN RATES

EFFECTIVE 7/31/24

†Loan rates reflect the lowest rate available on approved credit as determined by the credit-worthiness of each applicant. Stated interest rates represent the rates on 6/30/24 and are subject to change without notice. Other rates and terms may apply. Current CrossRoads Community FCU loans are not eligible for rate refinancing.
††APR – Annual Percentage Rate


FIRST (ORIGINAL)
MORTGAGE RATES

Student Loans

We offer a number of financing options for students and parents who need assistance with the cost of college tuition. There are also special loans for graduate, medical, and dental school as well as a BAR Study loan. Find out how we can help you with competitive rates and flexible repayment terms.

HOLIDAY HOURS
LABOR DAY

The credit union will be CLOSED 

Monday
SEPTEMBER 2, 2024