Tax Scams

close up of hand holding a mobile phone getting an IRS scam call

It is Tax Season and Identity Theft Schemes and other forms of fraud during this filing season can cost you plenty! To keep our members safe, we remind everyone to remain vigilant and watch out for scams because thieves continuously adjust their scams to take advantage of honest taxpayers. Here are the most common to watch out for.

IRS impersonation by email and text (phishing + smishing)
Scammers send emails, direct messages (DMs), and texts that appear to be from the IRS, often using alarming language and QR codes that direct taxpayers to fake IRS websites to “verify” accounts, enter personal information, or claim refunds.

Never click any unsolicited communication claiming to be from the IRS, these links may install malicious software, including ransomware, on a taxpayer’s personal device, potentially preventing access to their files or personal information.

AI-enabled IRS impersonation by phone (robocalls & spoofed caller ID).
Phone scams continue to evolve, including calls that use computer-generated tactics and spoofed caller ID to appear legitimate. The IRS generally contacts taxpayers by mail first and does not leave urgent, threatening prerecorded messages, call to demand immediate payment, or threaten arrest.

Taxpayers should not rely on AI-generated responses to complex tax questions, and they should verify any calculations or information provided by artificial intelligence.

The IRS Will NOT:

  • Direct Message or take payment on social media.
  • Accept Gift Cards or Prepaid Debit Cards as payment.
  • Call with automated messages that threaten or direct you to websites that are not IRS.gov.
  • Threaten to call law enforcement or immigration officials.
  • Ask for your Driver’s License or Passport
  • Mail you Tax Debt Resolution advertisements.

How to Protect Yourself:

  • Do not click unexpected links or open unexpected attachments.
  • If you receive a suspicious IRS related call, hang up and call the IRS directly.
  • Do not reply to any IRSs text messages or email messages.

How Can I Report an IRS Scam:

  • Report suspected tax scams and fraud – Click Here
  • Report fake IRS email or message – Click Here
  • If you think your tax identity has been compromised – Click Here

More Posts

Two 3d bank illustrations with arrows connected pointing to each bank representing bank to bank transfers

Bank to Bank Transfers

Have you ever just wished you could easily transfer funds back and forth between your financial institutions without having to run all over town from branch to branch?  Now you can with our convenient service – Bank to Bank Transfers!

Read More »
close up of persons hands parallel to each other with a graphic of dollar sign and car to represent insurance protection

Insurance Protection

At CrossRoads Community FCU we are dedicated to helping our members make confident financial decisions. That is why we offer a wide range of personal insurance products, making it easier for members to choose the right protection to fit their unique needs.

Read More »
3d dollar sign with lasso and crossroads community fcu debit card for debit card round up

Debit Card Round Up

Need to save more money without even thinking about it? Now you can, with our Debit Card Round Up service to help you build up your savings.

Read More »
External Link Disclosure

Holiday Hours

Closed columbus day
October 13, 2025

holiday hours

Closed
January 19, 2026
Martin Luther King Jr Day

 You can access your credit union accounts through On-line Banking, Bank-by-Phone and our Mobile App.

In observance of Independence Day

Crossroads will be closed
Friday, July 3rd and
Saturday, July 4th

lobby closure notice

The credit union will be CLOSED Saturday,
July 26, 2025

HOLIDAY HOURS

Tuesday,
December 24, 2024
Close at noon

Wednesday,
December 25, 2024
Closed

LOBBY CLOSURE

SATURDAY
JULY 26, 2025

Our credit union is sponsoring the Cheektowaga Polish American Arts Festival.

Visit our booth

7/26 & 7/27 from 12pm-5pm.

IMMEDIATE OPENING FOR A FULL-TIME TELLER

  • 38.50 hours/week (some Saturdays required)
  • Must have experience handling cash.
  • Customer service background a plus.
  • Prior banking experience helpful.
  • Competitive benefits and 13 paid holidays.
  • Friendly, professional work environment.

SUBMIT YOUR RESUME TO:
[email protected]